Hard money loans, sometimes referred to as “bridge loans,” are a type of financing typically used in real estate investment.
Hard money lenders are usually not banks, but private individuals or companies instead. With this type of asset-based loan, the property itself is used as collateral. This kind of funding is generally quicker and simpler for borrowers, though it can be more costly when it comes to interest and fees because of the inherent risk to the lender.
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